16 CFR 464.4
§ 464.4 Relation to State laws.
United States · 16 CFR — Commercial Practices · Status: effective
Cite this
- Citation
- 16 CFR 464.4, § 464.4 Relation to State laws, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/64595
- Permanent ID
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Full text
(a) In general. This part will not be construed as superseding, altering, or affecting any State statute, regulation, order, or interpretation relating to unfair or deceptive fees or charges, except to the extent that such statute, regulation, order, or interpretation is inconsistent with the provisions of this part, and then only to the extent of the inconsistency.
(b) Greater protection under State law. For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this part if the protection such statute, regulation, order, or interpretation affords any consumer is greater than the protection provided under this part.
Legislative history
This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.