16 CFR 609.1

§ 609.1 Scope of regulations in this part.

United States · 16 CFR — Commercial Practices · Status: effective

Cite this

Citation: 16 CFR 609.1, § 609.1 Scope of regulations in this part, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/64671
Permanent ID: ys:prov:64671@1
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Full text

This part implements Section 605A(k)(2) of the Fair Credit Reporting Act, 15 U.S.C. 1681c-1(k)(2), which requires consumer reporting agencies that compile and maintain files on consumers on a nationwide basis to provide a free electronic credit monitoring service to active duty military consumers that, at a minimum, notifies them of any material additions or modifications to their files.

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.