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16 CFR 609.5

§ 609.5 Additional information to be included in electronic credit monitoring notices.

United States · 16 CFR — Commercial Practices · Status: effective

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16 CFR 609.5, § 609.5 Additional information to be included in electronic credit monitoring notices, United States, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/64675
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Full text

(a) The notice required in § 609.3(a), or the first page within the electronic credit monitoring service to which the notice may direct the consumer, shall include a hyperlink to a summary of the consumer's rights under the Fair Credit Reporting Act, as prescribed by the Bureau of Consumer Financial Protection under 15 U.S.C. 1681g(c). (b) The nationwide consumer reporting agency shall provide to a consumer, with each file disclosure provided in § 609.3(a), the summary of the consumer's rights under the Fair Credit Reporting Act, as prescribed by the Bureau of Consumer Financial Protection under 15 U.S.C. 1681g(c).

Legislative history

This is a federal regulation, adopted through agency rulemaking under the Administrative Procedure Act — not enacted by a recorded vote of Congress.