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Tex. Finance Code § 345.357

PROHIBITION ON CERTAIN LIENS

Texas · Texas Finance Code · Status: effective

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Tex. Finance Code § 345.357, PROHIBITION ON CERTAIN LIENS, Texas, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/647439
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A retail installment contract or retail charge agreement may not provide for a first lien on real property to secure the obligation, other than a lien: (1) created by law on the recording of an abstract of judgment; or (2) provided for or granted by a contract or series of contracts for the sale or construction and sale of a structure to be used as a residence if the time price differential provided in the contract or agreement does not exceed an annual percentage rate permitted under this chapter or Chapter 303.