Tex. Finance Code § 346.202
AMOUNTS AUTHORIZED TO BE RECOVERED FROM CUSTOMER
Texas · Texas Finance Code · Status: effective
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- Citation
- Tex. Finance Code § 346.202, AMOUNTS AUTHORIZED TO BE RECOVERED FROM CUSTOMER, Texas, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/647453
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Full text
(a) A creditor may recover from a customer amounts incurred by the creditor for:
(1) court costs;
(2) attorney's fees assessed by a court;
(3) a fee authorized by law for filing or recording in a public office a document securing a revolving credit account, including a document releasing a security interest;
(4) a fee for recording a lien on or transferring a certificate of title to a motor vehicle securing a revolving credit account;
(5) a reasonable amount spent for repossessing, storing, preparing for sale, or selling collateral; or
(6) a premium or an identifiable charge received in connection with sale of insurance authorized for a revolving credit account.
(b) With respect to a revolving credit account secured by an interest in real property, a creditor may contract for, charge, and receive additional fees or charges permitted under Section 342.307 as if the revolving credit account were a secondary mortgage loan under Chapter 342.