ADDITIONAL CHARGES PERMITTED

(a) In addition to the amounts allowed under Sections 353.005 and 353.006, the following amounts may be included as an itemized charge or in the cash price in a retail installment contract for a commercial vehicle: (1) any fees prescribed by law; (2) any amounts charged by a titling or registration service relating to the sale; (3) any other amount agreed to by the retail buyer and retail seller, including amounts payable to the retail seller or another person for the provision of goods or services relating to: (A) the commercial vehicle; (B) the sale or use of the commercial vehicle; or (C) the retail buyer's business in which the commercial vehicle will be used; and (4) an amount paid to the retail seller or other person as consideration for a debt cancellation agreement. (b) If a charge for a debt cancellation agreement is included in the contract, the contract and debt cancellation agreement must each conspicuously disclose that the debt cancellation agreement is optional. (c) Notwithstanding any other law, a charge for a debt cancellation agreement is not a charge for insurance, and the sale, provision, or waiving of a balance owed or other action relating to a debt cancellation agreement is not considered insurance or engaging in the business of insurance.