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Tex. Insurance Code § 544.553

PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY

Texas · Texas Insurance Code · Status: effective

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Tex. Insurance Code § 544.553, PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY, Texas, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/678377
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An insurer may not: (1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or (2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.