Tex. Insurance Code § 545.052
NONDISCRIMINATORY BASIS REQUIRED
Texas · Texas Insurance Code · Status: effective
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- Citation
- Tex. Insurance Code § 545.052, NONDISCRIMINATORY BASIS REQUIRED, Texas, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/678394
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Full text
(a) An issuer that requests or requires applicants to take an HIV-related test must request or require the test on a nondiscriminatory basis.
(b) An issuer may require an applicant to take an HIV-related test only if:
(1) the test is based on the applicant's current medical condition or medical history; or
(2) underwriting guidelines for the coverage amounts require all applicants in the risk class to be tested.
(c) In determining who will be requested or required to take an HIV-related test, an issuer may not use the marital status, occupation, sex, beneficiary designation, or territorial classification, including zip code, of an applicant.