APPLICABILITY OF SUBCHAPTER

This subchapter applies only to: (1) a personal automobile insurance policy, other than a policy written through the Texas Automobile Insurance Plan Association; (2) a homeowners or farm or ranch owners insurance policy; (3) a standard fire insurance policy insuring: (A) a one-family dwelling or a duplex; or (B) the contents of a one-family dwelling, a duplex, or an apartment; or (4) an insurance policy providing property and casualty coverage, other than a fidelity, surety, or guaranty bond, to: (A) this state; (B) an agency of this state; (C) a political subdivision of this state, including: (i) a municipality or county; (ii) a school district or junior college district; (iii) a levee improvement district, drainage district, or irrigation district; (iv) a water improvement district, water control and improvement district, or water control and preservation district; (v) a freshwater supply district; (vi) a navigation district; (vii) a conservation and reclamation district; (viii) a soil conservation district; (ix) a communication district; and (x) a river authority; or (D) any other governmental agency whose authority is derived from the laws or constitution of this state.