yourstate.us
Home / Texas / Insurance Code
Tex. Insurance Code § 559.102

MULTIPLE LENDER INQUIRIES

Texas · Texas Insurance Code · Status: effective

Banking, Finance & Insurance
Get this as JSONEmbed this
Cite this
Citation
Tex. Insurance Code § 559.102, MULTIPLE LENDER INQUIRIES, Texas, version 1 as recorded 2026-07-09, yourstate.us, https://yourstate.us/provision/678581
Permanent ID
ys:prov:678581@1
SHA-256
a094f05950271b9fa93fcf4e8c43fa63ff85014b23c8a067abc324bb45660c33

The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.

Full text

(a) An insurer shall consider multiple lender inquiries made within 30 days of a prior inquiry, if coded by the consumer reporting agency on the consumer's credit report as from the home mortgage industry, as only one inquiry. (b) An insurer shall consider multiple lender inquiries made within 30 days of a prior inquiry, if coded by the consumer reporting agency on the consumer's credit report as from the motor vehicle lending industry, as only one inquiry.