yourstate.us
Cal. Civil Code § 1789.21

Cal. Civil Code § 1789.21

California · California Civil Code · Status: effective · Effective 2023-01-01

Get this as JSONEmbed this
Cite this
Citation
Cal. Civil Code § 1789.21, California, version 1 as recorded 2026-07-25, yourstate.us, https://yourstate.us/provision/787248
Permanent ID
ys:prov:787248@1
SHA-256
1cc6d086ddb966c5acf57b497960a6f9e851015dce41e2667eb3542ddebf61b9

The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.

Full text

(a) Any consumer injured by a violation of this title or by the credit services organization’s breach of a contract subject to this title may bring any action for recovery of damages, or for injunctive relief, or both. Judgment shall be entered for actual damages, but in no case less than the amount paid by the consumer to the credit services organization, plus reasonable attorney’s fees and costs. An award, if the trial court deems it proper, may be entered for punitive damages. (b) Any person, including, but not limited to, a consumer credit reporting agency, as defined in subdivision (d) of Section 1785.3, and any consumer of, or user of, a consumer credit report under the Consumer Credit Reporting Agencies Act (Title 1.6 (commencing with Section 1785.1)), and any furnisher of credit information under the Consumer Credit Reporting Agencies Act, may bring an action for the recovery of damages or for injunctive relief, or both, for a violation of this title. Any person bringing such an action who prevails in the action shall be entitled to reasonable attorney’s fees and costs.