Cal. Insurance Code § 778.3
Cal. Insurance Code § 778.3
California · California Insurance Code · Status: effective · Effective 2000-01-01
Cite this
- Citation
- Cal. Insurance Code § 778.3, California, version 1 as recorded 2026-07-25, yourstate.us, https://yourstate.us/provision/877439
- Permanent ID
ys:prov:877439@1- SHA-256
f648491bf09aad7944c4a7a8d0a9efd9b8232fc65c4b71e7db78ebda89a7729b
The hash is SHA-256 of this version's text, with every run of whitespace collapsed to a single space and the ends trimmed. The ID always leads back here, and checking it says whether the text you cited is still the current version.
Full text
The amount of the periodic finance charges, if any, imposed for the premium financing purchased and the annual percentage rate associated with those charges shall be disclosed in the policy itself, or if arranged pursuant to a separate premium financing agreement in the premium financing agreement itself, and in the premium finance billings. If the finance charge is a fixed fee, regardless of the amount of the loan or the balance due, the disclosure is not required to include the annual percentage rate associated with those charges. This section shall not apply to any insurance policy or premium finance billing if the same information is otherwise disclosed to the insured as required by any other provision of state or federal law.