Cal. Insurance Code § 1749.85
Cal. Insurance Code § 1749.85
California · California Insurance Code · Status: effective · Effective 2012-01-01
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- Citation
- Cal. Insurance Code § 1749.85, California, version 1 as recorded 2026-07-25, yourstate.us, https://yourstate.us/provision/878463
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Full text
(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for property broker-agent, casualty broker-agent, and personal lines broker-agent licenses in proper methods of estimating the replacement value of structures, and of explaining various levels of coverage under a homeowners’ insurance policy. Each provider of courses based upon this curriculum shall submit its course content to the commissioner for approval.
(b) A person who is not an insurer underwriter or actuary or other person identified by the insurer, or a licensed property broker-agent, casualty broker-agent, personal lines broker-agent, contractor, or architect shall not estimate the replacement value of a structure, or explain various levels of coverage under a homeowners’ insurance policy.
(c) This section shall not be construed to preclude licensed appraisers, contractors, and architects from estimating replacement value of a structure.
(d) However, if the Department of Insurance, by adopting a regulation, establishes standards for the calculation of estimates of replacement value of a structure by appraisers, then on and after the effective date of the regulation a real estate appraiser’s estimate of replacement value shall be calculated in accordance with the regulation.