Cal. Insurance Code § 10234.85
Cal. Insurance Code § 10234.85
California · California Insurance Code · Status: effective
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- Citation
- Cal. Insurance Code § 10234.85, California, version 1 as recorded 2026-07-25, yourstate.us, https://yourstate.us/provision/879987
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Full text
No insurer, broker, agent, or other person shall cause a policyholder to replace a long term care insurance policy unnecessarily. Nothing in this section shall be construed to allow an insurer, broker, agent, or other person to cause a policyholder to replace a long term care insurance policy that will result in a decrease in benefits and an increase in premium.
It shall be presumed that any third or greater policy sold to a policyholder in any 12-month period is unnecessary within the meaning of this section. This section shall not apply to those instances in which a policy is replaced solely for the purpose of consolidating policies with a single insurer.